Home Care for Seniors: Take Advantage of 2025 Tax Credits to Stay in Your Home Longer
In 2025, Many Seniors in Québec Want to Age at Home — Safely and with Dignity. The good news? Financial assistance programs like the Home Support Tax Credit are available to help you cover the cost of essential services to make aging at home possible.
If you're 70 years or older, you may be eligible for up to $9,690 in tax credits to help pay for services such as housekeeping, personal care, or even meal preparation. Here’s what you need to know — and how our team can support you every step of the way.
What Is the Home Support Tax Credit for Seniors (2025)?
Updated annually, this tax credit reimburses a significant portion of expenses related to home care services:
- 38% reimbursement of eligible expenses from 2024
- Up to $25,500 in covered expenses, for a maximum credit of $9,690
- Available even if you don't owe any income tax
Who Is Eligible?
You may qualify if:
- You are 70 years or older as of December 31, 2024
- You reside in Québec
- You receive services that support aging at home
📌 Good to know: Even if you turn 70 during the year, you're eligible starting on your birthday.
Eligible Expenses in 2025
Eligible expenses must relate to services that support your independence. Be sure to keep all receipts!
Examples of covered services :
- Home care: nursing, hygiene assistance, supervision
- Housekeeping: cleaning, laundry, snow removal, yard maintenance
- Meal services: preparation or delivery
- Monitoring & safety services
No Matter Your Living Situation: Owner, Renter, or in a Private Retirement Home
- Homeowners: Include costs for external services (cleaning, maintenance).
- Condo owners: Shared services (like snow removal or concierge) may be eligible.
- Tenants: A portion of your rent may qualify if it includes support services.
- Private seniors’ residences: Check which services are included in your lease.
How to Calculate Your Tax Credit
The amount you receive depends on:
- Your annual income
- Your family situation
- Your total eligible expenses
📎 Use the official Revenu Québec calculator here: 👉 Online Tax Credit Calculator
Examples :
- Independent senior: Up to $7,410
- Dependent senior: Up to $9,690
- Couple (both dependent): Up to $19,380
When to Apply?
You have two options :
- At tax filing time: Complete Schedule J with your return
- Monthly advance payments: Apply for direct deposit installments
Additional Financial Assistance for Seniors :
Other programs that can supplement your tax credit:
| Program | Max Amount | Key Eligibility |
|---|---|---|
| Senior Support Tax Credit | $2,000 | Age 70+ |
| Home Accessibility Tax Credit (CIAD) | $2,505 | For eligible home renovations |
| Age Amount Tax Credit | $8,396 | Income < $42,335 |
| Old Age Security (OAS) | Up to $800.44/month | Age 75+ |
| Québec Pension Plan (QPP) Boost | Variable | Higher contributions |